Interest Rate Effective 07th Baishakh 2069 (19th April 2012)
| .. |
| |
| Deposit
Rates |
%
Per Annum
|
| Public Saving |
6.00
|
| Normal Saving |
6.00
|
| Prime Saving |
6.00
|
| Public Silver Saving |
6.00
|
| Prime Gold Saving |
6.00
|
| Siddhi Ganesh/Balkumari Saving |
6.00
|
| Prime Bhidyut Saving Account * |
6.00
|
| Local Specifiec Saving |
6.00-7.00
|
| Privilege Saving |
8.00
|
| Prime Corporate Staff Savings |
8.00
|
| Prime Shareholders Savings |
8.00
|
| * Effective from 07th Baishakh
2069 |
|
| FCY Saving Deposit |
%
Per Annum
|
| USD |
1.00
|
| EURO |
1.25
|
| Fixed Deposits** |
%
Per Annum
|
| 3 Months |
7.50
|
| 6 Months |
8.00
|
| 1 Year and Above (Other) |
9.00
|
| 1 Year and Above (Prime) |
9.50
|
| **Effective from 07th Baishakh 2069 (19th April 2012) |
|
|
Lending Rates
|
%
Per Annum
|
| DeprivedSector(Institutional) |
10.00 - 11.00
|
| Deprived Sector(Retail) |
13.00 - 15.00
|
| Overdraft |
15.00 - 16.00
|
| Working Capital Loan |
14.00 - 15.00
|
| Demand Loan |
15.00
|
| Term Loan |
14.00 - 15.00
|
| Export Credit |
12.00
|
| Hire Purchases Loan - Commercial Vehicles |
16.00
|
| Hire Purchases Loan - Private Vehicles |
15.00
|
| Loan Against Fixed Deposits held with our
bank |
Plus 2% of FD Rate
|
| Trust Receipt 90 days |
13.00 - 14.00
|
| Mortgage Loan |
16.00
|
| Loan Against Government Bonds |
12.00
|
| Loan Against Shares |
16.00
|
| Loan Against Gold & Silver |
17.00-18.00
|
| Professional Loan |
14.00
|
| Equipment Loan |
16.00
|
| Education Loan |
14.00
|
| SME Loan |
14.00
|
| Home Loan |
14.00 - 15.00
|
|
नेपाली