Interest Rate Effective 07th Baishakh 2069 (19th April 2012)
.. |
|
Deposit
Rates |
%
Per Annum
|
Public Saving |
6.00
|
Normal Saving |
6.00
|
Prime Saving |
6.00
|
Public Silver Saving |
6.00
|
Prime Gold Saving |
6.00
|
Siddhi Ganesh/Balkumari Saving |
6.00
|
Prime Bhidyut Saving Account * |
6.00
|
Local Specifiec Saving |
6.00-7.00
|
Privilege Saving |
8.00
|
Prime Corporate Staff Savings |
8.00
|
Prime Shareholders Savings |
8.00
|
* Effective from 07th Baishakh
2069 |
|
FCY Saving Deposit |
%
Per Annum
|
USD |
1.00
|
EURO |
1.25
|
Fixed Deposits** |
%
Per Annum
|
3 Months |
7.50
|
6 Months |
8.00
|
1 Year and Above (Other) |
9.00
|
1 Year and Above (Prime) |
9.50
|
**Effective from 07th Baishakh 2069 (19th April 2012) |
|
Lending Rates
|
%
Per Annum
|
DeprivedSector(Institutional) |
10.00 - 11.00
|
Deprived Sector(Retail) |
13.00 - 15.00
|
Overdraft |
15.00 - 16.00
|
Working Capital Loan |
14.00 - 15.00
|
Demand Loan |
15.00
|
Term Loan |
14.00 - 15.00
|
Export Credit |
12.00
|
Hire Purchases Loan - Commercial Vehicles |
16.00
|
Hire Purchases Loan - Private Vehicles |
15.00
|
Loan Against Fixed Deposits held with our
bank |
Plus 2% of FD Rate
|
Trust Receipt 90 days |
13.00 - 14.00
|
Mortgage Loan |
16.00
|
Loan Against Government Bonds |
12.00
|
Loan Against Shares |
16.00
|
Loan Against Gold & Silver |
17.00-18.00
|
Professional Loan |
14.00
|
Equipment Loan |
16.00
|
Education Loan |
14.00
|
SME Loan |
14.00
|
Home Loan |
14.00 - 15.00
|
|