Rate of Interest Effective from 07 Shrawan 2069(22nd July 2012)
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Deposit Rates
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% Per Annum
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Public Saving
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6.00
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Normal Saving
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6.00
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Prime Saving
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6.00
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Public Silver Saving
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6.00
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Prime Gold Saving
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6.00
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Siddhi Ganesh/Balkumari Saving
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6.00
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Prime Bhidyut Saving Account
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6.00
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Local Specifiec Saving
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6.00-7.00
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Privilege Saving
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7.00
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Prime Corporate Staff Savings
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7.00
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Prime Shareholders Savings
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7.00
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FCY Saving Deposit
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% Per Annum
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USD
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1.00
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EURO
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1.25
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Fixed Deposits
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% Per Annum
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3 Months
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5.00
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6 Months
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6.00
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1 Year and Above (Other)
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7.00
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1 Year and Above (Prime)
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7.50
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Lending Rates
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% Per Annum
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DeprivedSector(Institutional)
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10.00 - 11.00
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Deprived Sector(Retail)
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13.00 - 15.00
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Overdraft
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13.00 - 14.00
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Working Capital Loan
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13.00 - 14.00
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Demand Loan
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14.00 - 15.00
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Term Loan
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13.00 - 14.00
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Export Credit
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12.00
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Hire Purchases Loan - Commercial Vehicles
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14.00
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Hire Purchases Loan - Private Vehicles
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14.00
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Loan Against Fixed Deposits held with our bank
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Plus 2% of FD Rate
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Trust Receipt 90 days
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12.00 - 13.00
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Mortgage Loan
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15.00
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Loan Against Government Bonds
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12.00
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Loan Against Shares
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15.00
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Loan Against Gold & Silver
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16.00-18.00
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Professional Loan
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13.00
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Equipment Loan
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14.00
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Education Loan
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14.00
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SME Loan
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14.00
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Home Loan
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5 Years
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13.00
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10 Years
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13.50
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15 Years
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14.00
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नेपाली