Effective from 16 Bhadra 2070(1st September 2013)
|
|
Rate of Interest
|
|
LCY Saving Deposit *Effective from 16 Bhadra 2070(1st September 2013)
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|
|
|
Public Saving
|
|
3.50
|
|
Normal Saving
|
|
3.50
|
|
Prime Saving
|
|
3.50
|
|
Prime Customer Staff Saving
|
|
3.50
|
|
Prime Silver Saving
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|
3.50
|
|
Siddhi Ganesh/Balkumari Saving
|
|
3.50
|
|
Prime Bhidyut Saving Account
|
|
3.50
|
|
Prime Gold Saving
|
|
4.50
|
|
Local Specific Saving
|
|
3.50-5.50
|
|
Privilege Saving
|
|
5.50
|
|
Prime Corporate Staff Savings
|
|
4.50
|
|
Prime Shareholders Savings
|
|
4.50
|
|
FCY Saving Deposit
|
|
|
|
USD
|
|
1.00
|
|
EURO
|
|
1.25
|
|
LCY Fixed Deposits *Effective from 16 Bhadra 2070(1st September 2013)
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|
|
|
3 Months
Effective from 14 Ashwin 2070(30th September 2013)
|
|
4.00
|
|
6 Months*
|
|
5.00
|
|
1 Year *
|
|
7.00
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2 Year and Above *
|
|
7.50 |
| |
|
|
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Lending Rates
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|
|
|
Deprived Sector (Institutional)
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|
7.00 - 9.00
|
|
Deprived Sector (Retail)
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|
11.00 - 14.00
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|
Overdraft
|
Prime |
12.50-13.50
|
| Other |
14.00 - 15.00
|
|
Working Capital Loan
|
Prime |
12.50 - 13.50
|
| Other |
14.00-15.00
|
|
Cash Credit
|
Prime |
12.50 - 13.50
|
| Other |
14.00-15.00
|
|
Demand Loan
|
Prime |
12.50 - 13.50
|
| Other |
14.00-15.00 |
|
Term Loan
|
Prime |
12.50
|
| Other |
14.00 |
|
Trust Receipt
|
Prime |
10.50
|
| Other |
13.00 |
|
Export Credit
|
|
10.50
|
|
SME Loan
|
|
12.00
|
|
Hire Purchases Loan-Commercial Vehicles
|
|
14.00
|
|
Hire Purchases Loan-Private Vehicles
|
|
12.50
|
|
Loan against Fixed Deposits held with our bank
|
|
Plus 2% of FD Rate
|
|
Mortgage Loan
|
|
13.00-15.00 |
|
Loan against Government Bonds
|
|
10.50
|
|
Loan against Share
|
|
13.00-15.00
|
|
Loan against Gold & Silver
|
Prime |
14.00 - 15.00
|
| Other |
15.00 - 16.00 |
|
Professional Loan
|
|
12.00
|
|
Equipment Loan
|
|
13.00
|
|
Education Loan
|
|
12.00
|
|
Prime Home Loan
|
|
12.00-13.00
|
|
Prime Home Loan - Repair
|
|
10.50
|
|
Consortium Loan
|
|
As per Consortium Decision
|
Note:- **Effective from 16 Bhadra 2070(1st September 2013) |
