Rate of Interest 

LCY Saving Deposit  *Effective from 16 Bhadra 2070(1st September 2013)

Public Saving

3.50

Normal Saving

3.50

Prime Saving

3.50

Prime Customer Staff Saving

3.50

Prime Silver Saving

3.50

Siddhi Ganesh/Balkumari Saving

3.50

Prime Bhidyut Saving Account 

3.50

Prime Gold Saving

4.50

Local Specific Saving

3.50-5.50

Privilege Saving

5.50

Prime Corporate Staff Savings

4.50

Prime Shareholders Savings

4.50

FCY Saving Deposit

USD

1.00

EURO

1.25

LCY Fixed Deposits *Effective from 16 Bhadra 2070(1st September 2013)

3 Months

4.00

6 Months*

5.00

1 Year *

7.00

2  Year and  Above *

Lending Rates

Deprived Sector (Institutional)

7.00 - 9.00

Deprived Sector (Retail)

11.00 - 14.00

Overdraft

12.50-13.50

14.00 - 15.00

Working Capital Loan

12.50 - 13.50

14.00-15.00

Cash Credit

12.50 - 13.50

 14.00-15.00

Demand Loan

12.50 - 13.50

Term Loan

12.50

Trust Receipt

10.50

Export Credit

10.50

SME Loan

12.00

Hire Purchases Loan-Commercial Vehicles

14.00

Hire Purchases Loan-Private Vehicles

12.50

Loan against Fixed Deposits held with our bank

Plus 2% of FD Rate

Mortgage Loan

Loan against Government Bonds

10.50

Loan against Share

13.00-15.00

Loan against Gold & Silver

14.00 - 15.00

Professional Loan

12.00

Equipment Loan

13.00

Education Loan

12.00

Prime Home Loan

12.00-13.00

Prime Home Loan - Repair

10.50

Consortium Loan

As per Consortium Decision