Effective from 9th Magh, 2071 (23rd Janaury 2014)
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Rate of Interest
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LCY Saving Deposit
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Public Saving
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2.00%
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Normal Saving
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2.00%
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Prime Saving
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2.00%
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Prime Customer Staff Saving
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2.00%
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Prime Silver Saving
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2.00%
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Siddhi Ganesh/Balkumari Saving
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2.00%
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Prime Bhidyut Saving Account
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2.00%
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Prime Gold Saving
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2.50%
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Local Specific Saving
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3.50%
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Privilege Saving
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4.00%
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Prime Corporate Staff Savings
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2.50%
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Prime Shareholders Savings
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2.50%
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FCY Saving Deposit
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USD
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0.50%
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EURO
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0.75%
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LCY Fixed Deposits
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3 Months
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3.00%
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6 Months
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4.00%
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1 Year
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4.50%
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2 Year and Above
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5.00% |
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Lending Rates
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Deprived Sector (Institutional)
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4.00% - 7.00%
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Deprived Sector (Retail)
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10.00% - 13.00%
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Overdraft
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Prime |
10.00% - 11.00%
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| Other |
11.00% - 13.00%
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Working Capital Loan
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Prime |
10.00% - 11.00%
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| Other |
12.00% - 14.00%
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Cash Credit
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Prime |
10.00% - 11.00%
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| Other |
12.00% - 13.00%
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Demand Loan
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Prime |
10.00% - 11.00%
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| Other |
12.00% - 13.00% |
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Term Loan
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Prime |
10.00% - 11.00%
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| Other |
12.00% - 13.00%
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Trust Receipt
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Prime |
9.00%
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| Other |
10.00% |
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Export Credit
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10.00%
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SME Loan
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10.00%
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Hire Purchases Loan-Commercial Vehicles
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11.00%-12.00%
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Hire Purchases Loan-Private Vehicles
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10.00% - 11.00%
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Loan against Fixed Deposits held with our bank
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Plus 2% of FD Rate
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Mortgage Loan
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11.00% -13.00%
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Loan against Government Bonds
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8.00%
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Loan against Share
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11.00% - 12.00%
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Loan against Gold & Silver
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Prime |
13.00% - 14.00%
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| Other |
14.00% - 15.00% |
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Professional Loan
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10.00%
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Equipment Loan
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11.00%
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Education Loan
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10.00%
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Prime Home Loan
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9.50% - 11.00%
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Prime Home Loan - Repair
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9.50%
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Consortium Loan
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As per Consortium Decision
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