Effective from 9th Magh, 2071 (23rd Janaury 2014)
.. |
Rate of Interest
|
LCY Saving Deposit
|
|
|
Public Saving
|
|
2.00%
|
Normal Saving
|
|
2.00%
|
Prime Saving
|
|
2.00%
|
Prime Customer Staff Saving
|
|
2.00%
|
Prime Silver Saving
|
|
2.00%
|
Siddhi Ganesh/Balkumari Saving
|
|
2.00%
|
Prime Bhidyut Saving Account
|
|
2.00%
|
Prime Gold Saving
|
|
2.50%
|
Local Specific Saving
|
|
3.50%
|
Privilege Saving
|
|
4.00%
|
Prime Corporate Staff Savings
|
|
2.50%
|
Prime Shareholders Savings
|
|
2.50%
|
FCY Saving Deposit
|
|
|
USD
|
|
0.50%
|
EURO
|
|
0.75%
|
LCY Fixed Deposits
|
|
|
3 Months
|
|
3.00%
|
6 Months
|
|
4.00%
|
1 Year
|
|
4.50%
|
2 Year and Above
|
|
5.00% |
|
|
|
Lending Rates
|
|
|
Deprived Sector (Institutional)
|
|
4.00% - 7.00%
|
Deprived Sector (Retail)
|
|
10.00% - 13.00%
|
Overdraft
|
Prime |
10.00% - 11.00%
|
Other |
11.00% - 13.00%
|
Working Capital Loan
|
Prime |
10.00% - 11.00%
|
Other |
12.00% - 14.00%
|
Cash Credit
|
Prime |
10.00% - 11.00%
|
Other |
12.00% - 13.00%
|
Demand Loan
|
Prime |
10.00% - 11.00%
|
Other |
12.00% - 13.00% |
Term Loan
|
Prime |
10.00% - 11.00%
|
Other |
12.00% - 13.00%
|
Trust Receipt
|
Prime |
9.00%
|
Other |
10.00% |
Export Credit
|
|
10.00%
|
SME Loan
|
|
10.00%
|
Hire Purchases Loan-Commercial Vehicles
|
|
11.00%-12.00%
|
Hire Purchases Loan-Private Vehicles
|
|
10.00% - 11.00%
|
Loan against Fixed Deposits held with our bank
|
|
Plus 2% of FD Rate
|
Mortgage Loan
|
|
11.00% -13.00%
|
Loan against Government Bonds
|
|
8.00%
|
Loan against Share
|
|
11.00% - 12.00%
|
Loan against Gold & Silver
|
Prime |
13.00% - 14.00%
|
Other |
14.00% - 15.00% |
Professional Loan
|
|
10.00%
|
Equipment Loan
|
|
11.00%
|
Education Loan
|
|
10.00%
|
Prime Home Loan
|
|
9.50% - 11.00%
|
Prime Home Loan - Repair
|
|
9.50%
|
Consortium Loan
|
|
As per Consortium Decision
|
|