Effective from 22nd Bhadra, 2072 ( 07th Sept 2015)
|
| Effective from 22nd Bhadra, 2072 ( 07th Sept 2015) |
|
Rate of Interest
|
|
LCY Saving Deposit
|
|
|
|
Prime General Saving
|
|
4.00%
|
|
Prime General Employee Saving
|
|
4.00%
|
|
Prime Teacher Saving
|
|
4.00%
|
|
Prime Student Saving
|
|
4.00%
|
|
Public Saving
|
|
2.00%
|
|
Normal Saving
|
|
2.00%
|
|
Prime Saving
|
|
2.00%
|
|
Prime Customer Staff Saving
|
|
2.00%
|
|
Prime Silver Saving
|
|
2.00%
|
|
Siddhi Ganesh/Balkumari Saving
|
|
2.00%
|
|
Prime Bhidyut Saving Account
|
|
2.00%
|
|
Prime Gold Saving
|
|
2.50%
|
|
Local Specific Saving
|
|
3.50%
|
|
Privilege Saving
|
|
4.00%
|
|
Prime Corporate Staff Savings
|
|
2.50%
|
|
Prime Shareholders Savings
|
|
2.50%
|
|
FCY Saving Deposit
|
|
|
|
USD
|
|
0.50%
|
|
EURO
|
|
0.75%
|
|
LCY Fixed Deposits
|
|
|
|
3 Months
|
|
-
|
|
6 Months
|
|
5.00%
|
|
1 Year ( Institutional )
|
|
5.00%
|
|
1 Year ( Public and Other)
|
|
5.50%
|
|
2 Year and Above
|
|
6.00% |
| |
|
|
|
Lending Rates
|
|
|
|
Deprived Sector ( Institutional )
|
Prime |
5.00%
|
| Other |
6.00%
|
|
Deprived Sector ( Retail )
|
Prime |
11.00%
|
| Other |
13.00%
|
|
Over Draft
|
Prime |
9.00%
|
| Other |
11.00%
|
|
Working Capital Loan
|
Prime |
9.00%
|
| Other |
11.00%
|
|
Cash Credit
|
Prime |
9.00%
|
| Other |
11.00%
|
|
Demand Loan
|
Prime |
9.00%
|
| Other |
11.00%
|
|
Term Loan
|
Prime |
9.00%
|
| Other |
11.00%
|
|
Trust Receipt Loan
|
Prime |
8.00%
|
| Other |
10.00%
|
|
Export Credit
|
Prime |
8.00%
|
| Other |
10.00%
|
|
SME Loan
|
Prime |
9.00%
|
| Other |
11.00%
|
|
Hire Purchases Loan - Commercial Vehicles
|
Prime |
10.00%
|
| Other |
11.00%
|
|
Hire Purchases Loan - Private Vehicles
|
Prime |
9.00%
|
| Other |
10.00%
|
|
Demand Loan - Corporate
|
|
8.00%
|
|
Trust Receipt Loan - Corporate
|
|
7.50%
|
|
Loan against Fixed Deposits held with our bank
|
|
Plus 2% of FD Rate
|
|
Mortgage Loan
|
Prime |
11.00%
|
| Other |
12.00%
|
|
Loan against Government Bonds
|
|
9.00%
|
|
Loan against Share
|
Prime |
10.00%
|
| Other |
11.00%
|
|
Loan against Gold
|
Prime |
12.00%
|
| Other |
14.00%
|
|
Professional Loan
|
Prime |
10.00%
|
| Other |
11.00%
|
|
Equipment Loan
|
Prime |
10.00%
|
| Other |
11.00%
|
|
Education Loan
|
|
10.00%
|
|
Prime Home Loan
|
Prime |
9.50%
|
| Other |
10.50%
|
|
Prime Home Loan - Repair
|
|
9.50%
|
|
Prime Agriculture Loan
|
|
9.50%
|
|
Prime Laghu Udhyam Loan
|
|
12.00%
|
|
Prime Yuwa Kisan Loan
|
|
6.00%
|
|
Prime Self Employment Loan
|
|
10.00%
|
|
Prime Consumption Loan
|
|
14.00%
|
|
Consortium Loan
|
|
As per Consortium Decision
|
|
|
