Interest Rate Effective from 7th Magh 2067
| .. |
| Effective from 7th Magh 2067 ( 21st January, 2011) |
| Deposit Rates |
% Per Annum
|
| Normal Saving |
6.00
|
| Privilege Saving |
8.00
|
| Prime Saving |
6.00
|
| Public Saving |
6.00
|
| Prime Corporate Staff Saving |
8.00
|
| Prime Shareholders Saving |
8.00
|
| Prime Gold Saving |
6.00
|
| Prime Silver Saving |
6.00
|
| Siddhi Ganesh/Balkumari Saving |
6.00
|
| Local Specifiec Saving |
4.00 - 6.00
|
| FCY Saving Deposit |
% Per Annum
|
| USD |
1.00
|
| EURO |
1.25
|
| Fixed Deposits |
% Per Annum
|
| 3 Months |
7.50
|
| 6 Months |
8.00
|
| 1 Year( Prime) |
9.50
|
| 1 Year ( Privilege) |
10.75
|
| 1 Year(Others) |
9.00
|
|
Lending Rates
|
% Per Annum
|
| DeprivedSector(Institutional) |
11.00 - 12.00
|
| Deprived Sector(Retail) |
12.00 - 14.00
|
| Overdraft |
16.00 - 17.00
|
| Working Capital Loan |
16.00
|
| Short Term Loan/Demand Loan |
16.00
|
| Term Loan |
16.00
|
| Export Credit |
13.00 - 14.00
|
| Hire Purchases Loan - Commercial Vehicles |
16.00
|
| Hire Purchases Loan - Private Vehicles |
16.00
|
| Loan Against Fixed Deposits held with our bank |
Plus 3% of FD Rate
|
| Trust Receipt 90 days |
14.00 - 16.00
|
| Mortgage Loan |
16.00 - 17.00
|
| Loan Against Government Bonds |
15.00
|
| Loan Against Shares |
16.00 - 17.00
|
| Loan Against Gold & Silver |
16.00
|
| Professional Loan |
16.00
|
| Equipment Loan |
17.00
|
| Education Loan |
15.00 - 17.00
|
| SME Loan |
15.00-16.00
|
| Home Loan |
16.00 - 17.00
|
|
नेपाली